now also service in SPANISH
$1,199  & Up Chapter 7's  $1,199 Average
Bankruptcy Attorney

"in ARAG Legal Plan Network"

455 Capitol Mall

Sacramento, Ca 95814
Suite 330A
(916) 409-6600

  Near East Roseville at:
6440 Carolinda Drive
Granite Bay, CA  95746

Phone Hours, Usually 
9:00 AM to 7:00 PM

now also service in SPANISH
also at domains of

Foreclosure Chapter 13's Accepted
many attorneys currently will not step up to the challenge and accept foreclosure cases
Part of the "GO TO" Small Group of Attorneys with over 20 years of exclusive Chapter 13 experience and the portion of my Chapter 13 cases where the debtor "ACTUALLY RECEIVES DISCHARGE" is higher than for most other attorneys. 
ATM cards accepted, Credit Cards From 3rd Parties Accepted, Some Creditor Representation Since 1995

 RICHARD JARE, Attorney #109331 (Licensed ATTORNEY since year 1983 & Discipline free record),       Sacramento & Modesto & Stockton & Oakland & San Jose & Santa Rosa Area Experience

LLM, Master of Law Degree in Business & Taxation, & General Building Contractor #1036994

FREE CONSULTATION if you intend to file a "NEW" Bankruptcy Case


Phone (916) 409-6600    
alternate Phone or SMS/text to (please call for this info)

Chapter 13  $1,199+ Average to Obtain a Case Number.
($1,199 to $1499 down if you are retaining property which is in foreclosure (With Mortgage Delinquency)) 
(PLUS the Chapter 13 trustee will disburse standard additional fees (as much as $4000 to $6000)

Full service $1,199+ & up for Chapter 7.  Slightly higher fee if you operate a business. ALSO, payment card processing fees & credit report expenses may apply in some cases. 
ARAG Legal Plan, I am on its network attorney list.                                                           
Since 1995, Availability for Chapter 11 debtor or creditor representation considered on a case by case basis.
  2nd Mortgage Lienstrip Experience going way back to 1998 !
Home Values have risen, a 2nd Mortgage Chapter 13 Lienstrip might still be possible in some RARE cases. 

          "Deal with Repossession Recovery and foreclosure and
                 Delinquent Income Taxes in Chapter 13 Bankruptcy"

     Free Initial Consultation if you want to file bankruptcy.   

For either a Chapter 7 Straight Bankruptcy, or
Chapter 13  repayment plan to repay Back Taxes, control Foreclosure, control Garnishment, stop wage levy, Extinguish Second Mortgages, control IRS collection. 

Deal with an experienced TEAM.

FAST SERVICE, Get filed Very Quickly

Avoid frustration, get this bankruptcy done right now. Avoid the lengthy 6 month payment plan for high fees required by other bankruptcy lawyers.

Effective Representation

I understand difficult issues in bankruptcies. 
If an
innovative bankruptcy solution to your financial problems exists, trust me to find it.

Northern California Location

The Northern end of the Central Valley is "Sacramento Division" for bankruptcy purposes.
If you live in Sacramento County, Yolo County, Solano County, Placer County, Eldorado County, Nevada County, Yuba County, Sutter County, Most of San Joaquin County, then you case is convenient for me to handle as your federal bankruptcy court assignment will be Downtown Sacramento..


(Initial fee is higher for foreclosure control cases and active businesses ($1,499 minimum down payment if retaining a residence with mortgage delinquency & the Chapter 13 trustee will disburse standard attorney fees.)

: Sacramento Bankruptcy Lawyer
: Sacramento Bankruptcy Attorney
: Roseville Bankruptcy Lawyer

: Roseville Bankruptcy Attorney

Business Representation

I understand business bankruptcies.  Being licensed as a General Building Contractor since 1979 (currently #1036994 (expired #382387 formerly) allows me to understand how most business organizations operate and gives me an in depth perspective into Real Estate matters.  This allows me to develop your Business Bankruptcy Documents without wasting your time, without unnecessary questions, and minimum document gathering on your part. 


9 years as Managing Chapter 13 attorney for one of the largest Bankruptcy filers in Northern California, the Sacramento area  AMERICAN LAW CENTER, PC   

Great Chapter 7  Pricing,  I'm Here to help you. $1199+.

$1199 for most non-business Chapter 7 cases. 

If your Chapter 7 is business oriented then the fee variation is wider, from $1199 to $3,999 (if you are self employed).
Court fees $335 to $310 can be paid as late as 30 days after I file your case.  I have obtained waivers of the Chapter 7 court fee in some rare instances. The two Mandatory Counseling certificates will cost you approx. $25 each.
Also Accepting "US Legal Services" Legal Plan Cases

Office located at:

455 Capitol Mall, Suite 330A
 Sacramento, CA  95814

In East Roseville at:
6440 Carolinda Drive
 Granite Bay, CA  95746



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